The finances of an average American person aged 40, based on 2018 census data. Original data taken from https://www.bls.gov/news.release/cesan.nr0.htm . Note, that the income is provided after tax, based on "average" tax rates. As actual tax rates vary a lot between different states, these figures are not accurate. Nonetheless, we can see that a typical US citizen hardly breaks even, according to the census data.